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Credit Analyst

Brick, NJ

Posted: 07/15/2019 Employment Type: Full Time Industry: Other Job Number: A

We are currently seeking a Credit Analyst to join a dynamic team. The primary function of the Credit Analyst is to provide expertise in evaluating the creditworthiness of individuals and businesses to assist in determining the likelihood that a borrower will be able to meet their financial obligations. The ideal candidate will possess excellent organizational and communication skills

Responsibilities Include:

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
  • Confer with credit association and other business representatives to exchange credit information.
  • Generate financial ratios, using computer programs, to evaluate customer's financial status.
  • Review individual or commercial customer files to identify and select delinquent accounts for collection.
  • Compare liquidity, profitability and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
  • Consult with customers to resolve complaints and verify financial and credit transactions.
  • Other duties as assigned.

 

  • Minimum 2 years of experience within a banking/financial environment.
  • Must comprehend financial analysis and be able to deliver well written and meaningful dialog regarding various types of credit.

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